Terms of Use

General Provisions and Definitions

These Terms of Use govern the use of our website by all users. By accessing or using the website, you accept and agree to be bound by these terms. The administration reserves the right to change these terms at any time. The term "user" refers to any individual who visits or uses the website.

User Rights and Responsibilities

Users agree to provide accurate and complete information when submitting inquiries. Users shall not use the website for unlawful purposes, including but not limited to distributing malicious software, infringing intellectual property, or engaging in fraudulent activities. Users are responsible for maintaining the confidentiality of their account credentials and for all activities under their account.

Administration Rights and Responsibilities

The administration reserves the right to suspend or terminate user access for violating these terms or for engaging in behavior deemed harmful to the website or other users. The administration does not guarantee uninterrupted access to the website and is not liable for any interruptions due to technical issues or maintenance.

Content Usage Terms

Users may view and interact with content on the website solely for personal and non-commercial purposes. Redistribution, copying, or modification of content is prohibited without prior written consent. Information provided is for informational purposes only and does not constitute legal or financial advice.

Intellectual Property

All content, design elements, trademarks, and logos displayed on the website are the intellectual property of their respective owners and are protected under applicable laws. Unauthorized use or reproduction of any materials is strictly prohibited.

Disclaimer of Liability

The administration makes no warranties, express or implied, regarding the accuracy or completeness of the content on the website. The website and services are provided on an "as is" basis. The administration is not responsible for any damages, losses, or liabilities resulting from the use of the website.

Registration and Account

Certain areas of the website may require user registration. Users must provide accurate and current information during registration. The administration reserves the right to suspend or delete accounts in cases of misuse or fraudulent activity.

Security and Confidentiality

We implement industry-standard security measures to protect user data. However, no method of transmission over the internet is completely secure. Users are encouraged to take appropriate steps to protect their own data and to use secure networks.

Dispute Resolution

Any disputes arising from the use of the website shall be resolved through good faith negotiations. If resolution is not achieved, the dispute may be submitted to competent legal authorities in accordance with applicable laws. Users agree to waive any class action claims.

Final Provisions

These Terms of Use constitute the entire agreement between the user and the administration concerning the website. If any provision is found to be unenforceable, the remaining provisions shall remain valid and enforceable. Continued use of the website constitutes acceptance of the terms.

🏢 PensionGuard Services

📍 Aeschenvorstadt 45, 4051 Basel, Switzerland

📞 +41 61 666 33 04

📧 office@insurance-select.com